Unpaid debts: Does the guarantor have the right to claim his money from the debtor?

Unpaid debts: Does the guarantor have the right to claim his money from the debtor?

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In case of non-payment, there are several precautionary measures to protect the guarantor

Unpaid debts: Does the guarantor have the right to claim his money from the debtor?

Signing as a guarantor is one of the most altruistic and dangerous financial procedures any person can perform, since by doing so we acquire many responsibilities without obtaining any benefit. If we are determined to do so anyway, we must take at least some minimum precautions, according to LaVanguardia.com HelpMyCash.com.

Let’s imagine the following case: Luis asks the bank for a 20-year mortgage and the bank tells him that it is granted as long as he obtains the signature of an endorsement. So Luis talks to his cousin José and he agrees to take a quick signature, since he knows Luis well and knows that he is a hardworking and reliable guy, who does not usually lack the money.

Twelve years later, Luis unexpectedly loses his job and does not receive any help, so José must now take over the debt, just as he committed twelve years ago. The judge dictates that José sells his car and also that his savings and part of his salary be garnished to answer the debt. Thus, José faces the debt of his cousin with all of his assets and waits for Luis to recover financially to get his money back. Months later, Luis finds work and is recovering. However, when José brings up the subject he only gets long. The relationship with the family member is not the same as before and now Luis has his own family and lives outside of Spain, which makes the contact more difficult. And José asks himself: is there any law that could force Luis to pay?

In this situation, José has to know that, in general, a guarantor can not do anything in the face of the holder’s default more than trying to pay off the debt that is what he committed when he signed the loan contract, and that there are only three shares that can “protect” the guarantor:

1. Sign a counter-guarantee or counter-guarantee on the same day the guarantee is signed. This document certifies before a notary that, in the case in which an endorsement must be executed, the guarantor may claim the payment of the amount that he has had to pay because of the non-fulfillment of the guarantee. If José has this document signed by Luis, he can claim his debt with all of the law.

2. Become a guarantor but only part of the debt , for example, 40%. This will prevent the guarantor from carrying huge debts that can ruin his life.

3. Go to trial . In some cases it is possible to demonstrate that the debtor is able to pay but is “draining the bundle” so that the guarantor is the one who carries the debt. Thus, despite not having signed the counter-guarantee at the time, it is perfectly possible to take someone to court to try to recover the money.

In addition, you have to know two more things before deciding to become the guarantor of someone’s debt. The first is that the guarantee agreement only regulates the relationship and obligations between the guarantor (José) and the bank, but does not say anything about the commitments that the debtor and the guarantor acquire between them (José and Luis); That is why it is so necessary to sign a counter guarantee.

The second thing is that, if the person needs a guarantor to obtain a loan that is not a mortgage, there are products in the market that make it possible without having to commit a guarantor. This is the case of SUizaINVEST in Barcelona, SF Gold in Madrid and Barcelona or GodivaCredit throughout the national territory. These financial intermediation companies allow you to obtain large sums of money in 48 hours, without guarantee or payroll and regardless of whether the applicant is registered in a list of defaulters such as RAI or ASNEF. That yes, we will pay a higher interest than we would pay in the bank.



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Goodwill with it. Each of us sets goals, then during the year “forget” or pretend to do so. The month of January is always purposeful and you have the desire to get involved. From a research by Richard Wiseman – Professor and Researcher at the University of Hertfordshire – en Emerges That 78% of people begin to transgress almost immediately.

Here they are in detail:

Consolidate your installments

Your e-mail address is available at the top of our list. Though it is not among the things you think about, Cessione del Quinto is an opportunity to decrease your exposure. Suffice it to say that it is one of the most easily obtainable loans.

Renovate your home

A satisfactory lifestyle also passes through the renovation of one’s home: For example, having a bath that is not ashamed when one has been one of the reasons discussed for years and because of the exorbitant expense we tend to postpone. In fact, the assignment of the fifth salary is a form of fixed rate financing with the payment of the installment, which is held by the employer or the social security agency.

Take a family trip

So much work in the year and a family trip that we would love to do. Google is the most sought after destination by the Sardinians on Google. This is because it is ideal for a family; mother and father rediscover their love and children can see a new country, famous for its cultural attractions and for romance. With the arrival of the new year. You know that you are extra credit, you know how much your credit card is paid to you  and give your family an experience to be framed. Many photos will remain on your computer.

Buy a new car

We usually buy our first car at 18, once the driver’s license is taken. Growing naturally we change from the high cost of cars, the car remains the same, but now no longer reflects. This is what we like most. We can go where we want, when we want it and take it with us who we want. The assignment of the Fifth satisfies our sense of freedom, in fact the financing is of a maximum duration of 10 years. Employees or retirees can request their free consultation immediately.  This loan will be reimbursed by the user through the automatic charging of the individual installments in the payroll or on his pension. 

Payable without problems

Being living in a harmonious and balanced environment contributing to the well-being of one’s family. What better way to search for? I know that they do not burden the rest of the expenses. To be a welcoming family who can work in a transparent manner, which follows the laws of the consultants rather than following the laws of the sellers. Skilled at listening. Agencies like ours with a ten-year experience that intertwine the individual’s attention to the problem of seemingly unsolvable problems 


German Finance Minister Schäuble: Greece does not need options because it does not want a program

German Finance Minister Schäuble: “Greece does not need options because it does not want a program”

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German Finance Minister Wolfgang Schäuble has acknowledged that he is not very optimistic about the possibility of Greece and its euro zone partners reaching an agreement on debt on Monday. Upon arrival at the Eurogroup meeting he assured that “no options are needed if Greece does not want a program”.

Asked if the Eurogroup will find a solution to Greece’s debt problems, Schäuble has responded: “From what we’ve heard from the technical talks over the weekend, I’m very skeptical, but we’ll have a report today and then we” See “The minister made the remarks in an interview with the Deutschlandfunk radio station on Monday, hours before the Eurogroup, made up of the euro zone’s finance and the economy ministers .

“I am very skeptical” from the technical conversations over the weekend

The German politician has insisted that Greece should leave the euro zone, but that the new government of Athens must meet the main conditions of its rescue program. In this sense, he believes that it is not about finding a compromise agreement “only for the sake of a commitment”.

Read also: Time is running out and Dijsselbloem sees it difficult to reach an agreement on Monday with Greece

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“The problem is that Greece has lived beyond its means for a long period of time” and he added. Thus, the German Finance Minister described as “quite irresponsible” the behavior of the new Government of Greece and recalled that it is not very useful to insult those who have given you support.

The German Finance Minister described as “quite irresponsible” the behavior of the new Government of Greece and recalled that it is not very useful to insult those who have given you support.

This critical attitude is added to that of other countries, such as Finland and Spain. In the case of the Government, the President of the Government has already said that

On the other hand, in an interview with the German broadcaster ZDF, the Austrian Finance Minister, Hans-Joerg Schelling, said the new Greek Executive seems to be still “in an electoral mode and not in a way of working”.


Economy / Finance.- The Euribor closes February in negative (-0.008%) for the first time in history


Economy / Finance.- The Euribor closes February in negative (-0.008%) for the first time in history

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The Mortgage Association estimates that the index has yet to sink to -0.5% so that the mortgaged do not pay interest


The twelve-month Euribor, the index to which most mortgages in Spain are referenced, has deepened its downward trend by subsequent chaining historical lows at a daily rate and closed the month of February.

In particular, the monthly installment has been set at -0.008%, compared to 0.042% that marked in January. A year ago, Euribor stood at 0.255%.

The index has accumulated 17 daily rate values ​​in negative territory, waiting for the ECB to activate more in the euro zone. Since last February 5, the Euribor is in negative daily rates and has been reduced to -0.024%, its lowest level in history.

Experts consulted by Europe. It could help curb the fall in the benchmark mortgage index.


For a mortgage of 120,000 euros to 25 years and with a differential of 1%, which would mean a saving of about 173 euros in the year.

With the exception of the interest rate with the entity, and with the exception of the capital of the debt . which would symbolically translate into the bank.

Speaking to Europa Press, Santos Gonzalez, has estimated that the Euribor would have to maintain its historical decline until it sinks to -0.5% to absorb the average differential in mortgages. If this collapse materializes, which Santos does not see very feasible, the mortgaged would stop paying interest on their loans to acquire their homes.

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Since the “mathematically it is difficult”, the president of the AHE has been asked “to encourage” the public debate. Santos has calculated the bulk of the average spreads of mortgages between 0.5% and 1%.

However, the experts will be aware of the profitability of the financial sector. this year. .

In fact, some entities such as Liberbank are finalizing new strategies to stop the hemorrhage caused by the collapse of the Euribor in the income statement. These banks proposed to include a minimum reference rate of 0%.


In this regard, the OCU has urged banks to comply with mortgage contracts. “Although it is unlikely, the fulfillment of the contracts will be demanded and the actions will be initiated to force the banks to fulfill the said contracts”.

The OCU has recalled the imposition of so-called land clauses, which have been These ceilings have been declared a lack of transparency.



Let's get pretty with lavera – organic decorative cosmetics

Let’s get pretty with lavera – organic decorative cosmetics

Resulta ng larawan para sa lavera - organic decorative cosmetics 


Lavera My Age Eye Cream

She has a very nourishing formula but without being greasy – she was my favorite among the products. Since I have a very sensitive eye area, I was initially afraid to be allergic – but I tolerated it very well! She is great under a concealer and makes sure that little bits are diminished. A tip for the sensitive ones among you. 10 out of 10 points. Ingredients CTFA / INCI: Water (Aqua), Olea Europaea (Olive) Fruit Oil *, Alcohol *, Glycerin, Butyrospermum Parkii (Shea Butter) *, Hydrogenated Palm Glycerides, Squalane, Pongamia Glabra Seed Oil, Glyceryl Stearate Citrate, Hydrogenated Lecithin, Sodium Lactate, Camellia Sinensis Leaf Extract ***, Caffeine *, Ceramide 3, Ascophyllum Nodosum Extract, Bambusa Arundinacea Stem Extract *, Brassica Campestris (Rapeseed) Sterols, Arctostaphylos Uva Ursi Leaf Extract, Maltodextrin, Silica, Prunus Amygdalus Dulcis (Sweet Almond ) Oil *, Simmondsia Chinensis (Jojoba) Seed Oil *, Lecithin, Lysolecithin, Dipotassium Glycyrrhizate, Dipalmitoyl Hydroxyproline, Xanthan Gum, Tocopherol, Ascorbyl Palmitate, Helianthus Annuus (Sunflower) Seed Oil, Fragrance (Perfume) **, Limonene **, Linalool **, Benzyl Salicylate **, Citronellol **, Geraniol **, Citral **
* ingredients from certified organic agriculture
** from natural essential oils
*** from fair trade

Trend Sensitive double black mascara

Resulta ng larawan para sa lavera - organic decorative cosmetics


She is the best NK mascara I have had so far. It has two different buildings – one with volume effect and one with a length effect. I have always worn them alternately – that is first length, then let dry, then showered with the volume burger. You can see the result below. Not bad. However, she has a drawback that many NK have – after 4 hours I have a lot of fallout – these are small black dots under the eyelids. Not the fault of the mascara per se – but rather a NK problem. 7 out of 10 points.
Ingredients CTFA / INCI: Water (Aqua), Alcohol *, Stearic Acid, Beeswax (Cera Alba) *, Pullulan, Hydrolyzed Jojoba Esters, Algin, Sorbitol, Argania Spinosa Kernel Oil *, Glycyrrhiza Glabra (Licorice) Root Extract *, Silk ( Serica), Shellac, Jojoba Esters, Hippophae Rhamnoides Fruit Extract *, Butyrospermum Parkii (Shea Butter) *, Tocopherol, Theobroma Cocoa (Cocoa) Seed Butter *, Cocos Nucifera (Coconut) Oil *, Helianthus Annuus (Sunflower) Seed Oil, Olea Europaea (Olive) Fruit Oil *, Camelina Sativa Seed Oil, Vegetable Oil (Olus Oil), Trehalose, Acacia Senegal Gum, Hydrogenated Lecithin, Tilia Cordata Flower Extract *, Rosa Centifolia Flower Extract *, Malva Sylvestris (Mallow) Flower Extract *, Ascorbyl Palmitate, Fragrance (Parfum) **, Citronellol **, Geraniol **, Limonene **, Linalool **, Citral **, [+/- Iron Oxide (CI 77499), Ultramarines (CI 77007)] * ingredients from certified organic agriculture Trend Sensitive Soft Eyeliner in golden brown
I like to wear eyeliner both in liquid form as well as a pen and one is terrible – if the eyeliner does not give off any color or you have to press hard because it is too tight (and that on the eye!). This one is awesome, it is very creamy and gives off color immediately, so you can even use it in the waterline. The color is rather a cool brown and looks very natural. He is also available in gray and black. If you like to wear eyeliner – have a look at this one, it is the best I know in the NK as well as the KK area. He also has a puffy side – great for blurring the hard lines. 10 out of 10 points.
Ingredients CTFA / INCI: Hydrogenated Jojoba Oil, Caprylic / Capric Triglycerides, Simmondsia Chinensis (Jojoba) Seed Oil *, Hydrogenated Vegetable Oil, Butyrospermum Parkii (Shea Butter) *, Canola Oil, Euphorbia Cerifera (Candelilla) Wax, Glyceryl Caprylate, Copernicia Cerifera (Carnauba) Wax, Tocopherol, Helianthus Annuus (Sunflower) Seed Oil, Ascorbyl Palmitate, [+/- Mica (CI 77019), Iron Oxide (CI 77499), Titanium Dioxide (CI 77891), Iron Oxide (CI 77491), Iron Oxides (CI 77492), bismuth oxychlorides (CI 77163)]
Trend Sensitive Beautiful Eyeshadow


Resulta ng larawan para sa lavera - organic decorative cosmetics

The Eyeshadow does not brocken and has a firm powdery texture. The color is good, but it is rather weakly pigmented, so that one recognizes on the eyelids only a hint of color – at least that was the case with my bright rose tone. One would have to test the darker nuances and see how the pigmentation there fails. An absolute highlight, however, is the integrated folding mirror – under the eyeshadow is a small rotating mirror attached. 6 out of 10 points. Ingredients CTFA / INCI:  
Tricaprylin, Magnesium Stearate, Silica, Simmondsia Chinensis (Jojoba) Seed Oil *, Argania Spinosa Kernel Oil *, Butyrospermum Parkii (Shea Butter) *, Theobroma Cocoa (Cocoa) Seed Butter *, Cocos Nucifera (Coconut) Oil *, Tocopherol, Hippophae Rhamnoides Fruit Extract *, Olea Europaea (Olive) Fruit Oil *, Helianthus Annuus (Sunflower) Seed Oil, Glycyrrhiza Glabra (Licorice) Root Extract *, Hydrogenated Lecithin, Alcohol *, Water (Aqua), Vegetable Oil (Olus Oil), Camelina Sativa Seed Oil, Rosa Centifolia Flower Extract *, Malva Sylvestris (Mallow) Flower Extract *, Tilia Cordata Flower Extract *, Ascorbyl Palmitate, Fragrance (Perfume) **, Limonene **, Geraniol **, Linalool **, Citronellol ** , Citral **, Benzyl Benzoate **, [+/- Mica (CI 77019), Titanium Dioxide (CI 77891), Bismuth Oxychloride (CI 77163), Iron Oxide (CI 77491), Iron Oxide (CI 77499), Iron Oxide (CI 77510), Manganese Violet (CI 77742), Carmine (CI 75470), Ultramarines (CI 77007)]

Some time ago I got sent by Lavera a series of cosmetics products and did not quite know what I should write – with hair yes – because I know me great. I prefer to leave makeup to the beauty bloggers. But I also manage a nice simple eye make – up. Some products have consistently convinced me – especially the kohl and the eye cream is great!

I hope you enjoyed this review even if such a post is a rarity 🙂 Do you have tips / recommendations or warnings when it comes to decorative NK? Which brands do you use or do you use conventional KK?
Best regards, Zoey
All products were kindly provided to me by lavera free of charge for testing.

I am excited to share new products with you for a dazzling eye make-up! I am working on them and they are all organic and full of great ingredients.
My favorite is the soft eyeliner in golden brown – it’s creamy, super soft, long lasting and stays for hours! I wish they would offer more shades gray, black and brown are available for now. My other favorite what the eye cream my age . I have been looking for a good eye cream for sensitive skin and I am so happy that this one works so well. It does not oily and will moisturise your skin without ruining your eye make-up. The mascara double black has two sides one for volume and one for length, it worked great as well, it has the best of all organic mascaras. I have this issue with all my mascaras has it why I prefer a commercial product like le volume by Chanel. The mono eyeshadow in rose has an amazing packaging, below is a small mirror with applicator and the consistency is very powdery and smooth. The pigmentation was not high, as you can see on the picture – it is barely visible. Maybe the darker shades have a higher pigmentation and would be more recommendable.
Do you have any experience with organic mascara? Can you recommend certain eyeliner, or are you still using conventional products?

Gold and Glitter – Christmas Hair Do's

Gold and Glitter – Christmas Hair Do’s

Resulta ng larawan para sa Gold and Glitter - Christmas Hair Do's
Ficcare in large, primavera glittery & diamond aurora borrealis

The Holdiday season started and it is time to get dressed up and spend quality time with your family! If you need inspiration for your hair do – stay tuned for some ideas 🙂 Since our topic is gold and glitter, it is time to show you two new Ficcare Clips that fit the topic perfectly.They are both size large, the upper is a primavera glittery in gold and the lower is a diamond gold with aurora borealis. They are very very sparkly and I would only wear them on a special occassion like a dinner or night out . The aurora borrealis stones are multi-dimensional and have quite a rainbow effect, I tried to capture some in a close up! It was not easy but I think you can guess how they look like.



Resulta ng larawan para sa Gold and Glitter - Christmas Hair Do's

  • Be bold! Go for sparkle gold and glitter! If your outfit is simple or classic, spice up your hair with nice glittery hair accessories or flowers. I always like a deep burgundy red, emerald green and gold for colours. If you are a cooler type try silver jewellery with clear stones.
  • If you are wearing a fancy dress try to wear your hair a little more elegant like a low sock bun, or in a french twist/logroll if your hair is too long.
  • Bring out the pearls! They are an absolute classic and a must have for every women. Classic family gatherings are a nice opportunity to wear simple and elegant pearl studs. Use some pearls you put on bobby pins as shown in this amazing tutorial and pin them around your bun.
  • Or follow my tutorial below and wear a low cinnamon with accent braids 🙂 




Resulta ng larawan para sa Gold and Glitter - Christmas Hair Do's

  • Part your hair on both sides behind the ear, tie the rest into a low ponytail
  • Twist your bun into a round shape and secure with a ficcare clip or bobby pins
  • braid both sides, either normal english braids or lace braids
  • cross the accent braids top of your bun,
  • then bring them under the bun and secure them with bobby pins
  • Voila – enjoy!


Top 5 Oils for Long Hair

Care : Top 5 Oils for Long Hair

I have wanted to write this post and share my extensive knowledge ehem of 5 years of testing nearly every oil that is available with you 🙂 First of all we are talking about natural, unrefined high quality oils here. Try to buy the best quality that you can find to maximise the effect they have on your hair. Look for labels like extra virgin or organic.

  2. Resulta ng larawan para sa Top 5 Oils for Long Hair

    Coconut Oil!  Every girl with long hair needs to have a bottle in her closet! The unrefined version smells heavenly, the effect is amazing if you continue to use it over a long time. I use nearly 5 tablespoons and apply it on my dry hair , let it sit overnight or 30 min- 2 h before every wash. Maybe this is what made the biggest difference while I was growing my hair. You can also try fun fragrance versions like Dabur Vatika and Monoi. 
    2. Argan Oil My second favourite oil is argan oil. I love the effect even more than coconut oil, but it is really expensive and if you are a poor student like me, it is going to be hard to use it in the same splendid way as coconut oil. Argan oil is a rich oil with a runny texture, that will soak up into your hair easier than coconut oil. It can smell funny, so do test different brands and don’t give up. I had once a bottle that smelled horrible like goats, the newer one I have smells just nutty. It is a great eye make up remover btw! Just add a few drops on a damp cotton ball and gently press on your lids.
    3. Olive Oil Olive oil is just a basic oil that will always be available even if you travel a lot like I do. It is very affordable and a great oil to mix with your favourite conditioners ( 3 tablespoons) and honey (1 tablespoon) for a extra bit of care and shine. It is a very heavy oil that I use best with any rinse out method, I do not use it as a leave in because my hair will not completely soak it up like argan oil.
    4. Almond Oil Almond oil is a light oil with a very nice runnier texture. It is very nice to use on an irritated scalp and a nice prewash oil as well as leave in oil. If your hair does not need a lot of care you can try almond oil if the other oils have been to heavy for your fine hair.
    5.Avocado Oil Avocado oil has the ability to smooth out frizz. It should be a deep rich green colour and has a slightly fruity smell. It a medium to heavy oil that is great if added to your shampoo and conditioner bottles (1 tablespoon per 200 ml bottle). It is very nourishing and nice on atopic skin as well. 
    These oils definitely make my top 5! 
    If I tell you now what oils I have used and tested over the last years you will think I am crazy 😀 I will tell you anyways because we all know that I am a bit nuts over oils ^^. I am doing oil treatments on my hair before every wash so I use up a lot as you can see. I also constantly use them on my ends and as a leave in in between washes.
    Oils I have tested so far include : Coconut oil, grape seed oil, macadamia nut oil, almond oil, argan oil, sesame oil, hazelnut oil, argan oil, olive oil, avocado oil, rizinus / castor oil, babassu oil, walnut oil, jojoba oil, apricot kernel oil, peanut oil.

Marrocan Argan Oil – liquid gold

Care: Marrocan Argan Oil – liquid gold

Resulta ng larawan para sa Moroccan Argan Oil

 Today it’s about one of the most famous oils in hair care – the argan oil. It is simply a wonderful precious oil with excellent care properties that can be used not only in hair care. Argan oil is obtained from the fruit of the argan tree and has a very special scent. It is expensive due to the elaborate processing, but it is worthwhile to pay a little more.
For the extraction of argan oil :

  • It is hand-pressed and also harvested by hand,
  • Argan oil production has always been a women’s business in Morocco :),
  • after collecting the kernels are knocked open and roasted – after which they are ground and from the porridge, the oil settles after some time and the trickle is collected.

Resulta ng larawan para sa Moroccan Argan Oil

DIY & Argan oil

1. Argan oil hair mask
Moisten the hair a little and spread about 1-2 tablespoons. in lengths and peaks. Let this cure over night and spit it the next morning with a little rinse and verduenntem shampoo.
2. Argan oil top care After washing, knead a few drops into your very wet tips – they will dry more slowly than the rest of your hair, becoming very soft and shiny. I love it!
3. Argan oil hair balm Melt about 2 Essl. Shea butter in a water bath as explained here and then mixed 1 Essl. Argan oil with the shea butter. You will get a great rich balm that gets cuddly and soft. Take a small amount and rub them in the palms – then paint over the tips and lengths with them. If you have very dry, cracked feet, such a pack will make you wonder for the night!
4. Eye make-up remover I have very sensitive eyes and my skin is prone to eczema and allergies – most of all I have problems finding a good gentle AMU remover. I have already used everything from Clinique to Chanel and La Roche Posay – but now I do not need that anymore. Moisten a cotton pad with warm water, spread about 5 drops Arganoel and rub it gently over the eyes. The AMU is completely removed and you care for your eye area at the same time.
5. facial serum A wide trick is just after the Geischtsreinigung the face still wet, so spread some Arganoel on the palms and rub gently over the face. Soak in and then use the day cream. Sometimes I do not even need a day cream.

5 great DIY recipes


  1. Deep Conditioning Hair Mask : Apply Argan oil to a light shampoo, leave for a night and rinse with a mild shampoo in the morning. You want to gain incredible shine and softness.
  2. Split-End protection: After you have washed your hair and it has been soaked up in a towel – apply 4-5 drops of argan oil on your ends – they will dry more slowly than the rest of your hair and stay soft and shiny.
  3. DIY- Hair Cream: Mix 2 tablespoons of shea butter with one tablespoon of argan oil – great as a leave in dry hair conditioner. This is a dry and cracked heels overnight.
  4. Eye-Make-Up Remover: I have found it very sensitive and I have tried everything removers, I have tried everything from the pharmacy to the pharmacy and I am so happy to have found this great alternative. Wet a cotton ball and put a few drops of oil on it, gently move over eyes.
  5. Face serum: use a few drops on your damp skin after cleansing or under daily moisturizer for super soft and hydrated skin.

Care: How to Wash Your Hair with Amla

Care: How to Wash Your Hair with Amla
Resulta ng larawan para sa Care: How to Wash Your Hair with Amla

Today was the day – my bath was a small mud puddle, my head is full of Kraeuterkruemmel and smells of forest and leaves. Right the first Alma hair wash is done! I am totally thrilled and hope that you are soon: D First of all a bit of background knowledge. What is Amla and why should it be used instead of the very comfortable shampoo from a plastic bottle that smells so wonderfully of peach and keeps the hair silky smooth?

* Today was the day! My bathroom looks like a little puddle of mud, my head is full of little pieces and smells like a musky walk in the forrest. I washed my hair with amla – an indian herb. I am over the moon with the results and the whole process and hope you will be too in a while. Let’s start with a little know how about amla and why you should consider using it instead of regular shampoo that comes conveniently in a plastic bottle and smells like peaches. *


is also called Indian gooseberry and looks like this . It has antiviral and antimicrobial effects. Especially good if you have sensitive scalp and tend to inflammation. Dried and processed into a paste, it is very suitable for hair washing and also cares for the hair. It prevents hair loss and also graying. Therefore, beware of blond hair. It is great for dark, brown or red hair as it increases the color intensity. It provides shine and also strengthens hair roots and hair shaft.

* Amla is also called indian gooseberry. It has antiviral and antimicrobial effects, preventing infections of the scalp, strengthens roots and prevents hair loss. It enhances color, so be careful with blonde hair. It is a natural hair cleanser when mixed to a paste. It gives the hair shine and strength. *


Washing hair with Amla:

First of all – of course, the laundry takes a bit, you have to prepare the paste and take a little time for it. The more often you wash the harder it can be. I only wash once a week and I really enjoy hair care, you can put it in a little beauty ritual and make a facial mask, make a mask, paint feet and fingernails, make a hair oil treatment with coconut oil first and then have the Amla Mix powder.

* Just so that you know, of course it takes a little longer to wash your hair with Amla than your regular shampoo, you need to prepare the mix and rinse well. The more often you wash the more difficult it can be. I only wash once a week at the moment and I enjoy hair care a lot. You can start to look after your face with a facial peel and deep moisturizer, paint toes and fingernails, and apply a coconut oil mask while you’re mixing the alma powder. *

  • Approximately 3 tablespoons Mix the amla powder with 200 ml of boiling water in a heat-resistant bowl.
  • Min. 2 h or better overnight (I’ve done so) can stand so that everything can well swell.
  • Wet the hair and then massage the paste into the scalp and lenghts. I just took the bowl with me, but next time I fill it all up with an empty shampoo bottle.
  • Do not be surprised – it is a bit grainy and strange. Just continue to massage and pretend to use shampoo.
  • Tie hair up for 3-5 minutes with a water-resistant hair stick and let it work.
  • Rinse with plenty of warm, clear water.
  • That’s it – let it dry in the air and comb now and then! The hair feels very voluminous and only very hard when they are wet – when dry, they are soft and shiny.



Soft extremely voluminous thick hair. Color is a bit stronger than before, so more coppery with me (remember that I have recently tinted). Hair and scalp are well-groomed and the scalp is not stretched. In addition, they have become totally clean! I had day-7 hair – so they were really oily and I had already put in a bit of khadi rose oil. My biggest fear that they will not clean has not been confirmed 🙂 – but see for yourself. However, the drying time has extended and you have to be careful when combing because you have no more smoothing in your hair. After washing I added about 1 teaspoon of Amla oil because it was really too much volume. Incidentally, Alma Pulver smells really good – after leaves and trees!

* Results were very strong thick tresses. The color is a little stronger than before, but keep in mind that I toned my hair recently. Hair and scalp are feeling happy and hydrated. And my biggest concern: do you want to get clean ?? What’s not fulfilled, my hair is squeaky clean and i had day-7 oily hair with a little of Khadi Rose Oil in as well. The time my hair took to dry was a little longer than usually and you need to be careful during combing! No artificial smoothing help left in your hair. The smell is really nice – it is a woody natural smell just like forest trees and very pleasant. My ends were a little to volumized for my taste so I put about a teaspoon of alma oil in as well. *


Wickerwork: 5-Strand Braid / Fünferzopf

Wickerwork: 5-Strand Braid / Fünferzopf


Resulta ng larawan para sa Wickerwork: 5-Strand Braid / Fünf Zopf
 Hello my dears! The 5 pigtail is one of my favorite pelts – it gets very wide and looks complicated. Every time I’ve worn it, I’ve received curious inquiries, what that is for a braid and that he looks beautiful. He is suitable for shoulder to open-end lengths – but steps can be a problem. If you have shorter hare, you can try to weave it in French – on the same principle, but always take small strands to the right and left. If you ask yourself where to go with the 5 strands – I admit it is rather complicated, it helps to practice it on somebody.
This post is a cooperation post by Flechtwerk
Here you will find

  • Bobby’s variant
  • Wuscheline’s idea
  • Heike’s proposal
  • and Nessa’s variation
  • Lenja’s wickerwork



Resulta ng larawan para sa Wickerwork: 5-Strand Braid / Fünf Zopf


  1. Divide your hair into 5 strands – I always hold three in my left hand and two in my right hand
  2. Start on the right: put the leftmost strand under the following and over the middle strand (as if you were plaiting a normal braid!)
  3. Now change hands and put the outermost right strand under the same principle under the following and over the middle strand
  4. Lichen all following strands according to the principle: under – over right, under over left until your strands are too short.

The next post will be online as usual on the 15th of the following month and this time the topic: Include my favorite care routine ! I’m really looking forward to it because our hair types could not be more different 🙂
PS I have just moved to a new department and have not yet been able to respond to many questions and a clerk since I’m back from Canada, I hope I get to it as soon as possible! Furthermore – who finds the natural hair color: D?
Best regards, Zoey PicMonkey+Collageblribbon
Hello Lovlies!
Whenever I wear a 5-strand braid, people want to ask and ask curious questions – this is an attention grabber for sure! It is a beautiful broad braid with intricate details. It wants to work from shoulder-length downwards – there is no too long for this braid 🙂 Layers might be a problem though. If your hair is shorter you can take it to a braid and take advantage of a prolonged look. Today’s Post is a cooperative post of wickerwork . Check out the girls version via the following links:

  • Bobby’s version
  • Wuscheline’s Idea
  • Heike’s interpretation
  • and Nessa’s Variation
  • Lenja’s braid



Resulta ng larawan para sa Wickerwork: 5-Strand Braid / Fünf Zopf

  • Divide your hair into 5 strands – I hold three strands with my right hand and two strands with my left, placing them between my fingers.
  • Start on the right side: put the beach on your left side under the beach next to it and over the middle beach (as if you would braid normally)
  • Change hands and the exact same on your right side: put the utmost right beach under the beach next to it and over the middle beach
  • Braid all rounds in this manner until you run out of length – tie with a simple elastic.